Northern School District Trust

CESA #12 serves as fiscal agent for Northern School District Trust. N.S.D.T. is a consortium of Wisconsin school districts participating together to provide dental, medical, and flex benefits to their employees. Their objective is to enable districts to provide low cost, high quality insurance programs. Each district’s expenses, revenues, and fund balances are maintained separately. N. S.D.T. is governed by a 7 member Board of Trustees, 4 of which must represent CESA #12 area schools. The Trust contracts with third party administrators to process claims. Excess medical and dental reserves (under qualifying conditions) are available as forgiveness against future premiums. Districts participating in the medical insurance program are protected from catastrophic loss by cost sharing after a maximum is reached and then further insured by stop loss insurance.

Northern School District Trust Brochure (PDF)

For more information, contact:
Ken Kasinski, Executive Secretary N.S.D.T.
(715) 682-2363 x 107
kenk@cesa12.org